You may need to get free independent advice before you apply to one of our schemes.
Debt and budget advice can help you to:
- boost your income - find out about extra benefits, tax credits and schemes
- manage your money - stay on top of essential bills and keep your spending on track
- deal with your debts - work out a realistic plan to repay your debts and ensure the most serious debts are dealt with first.
These are some of the non-profit organisations that offer free help. Remember to check the organisation is non-profit before signing up. Alternatively to find a local debt advice centre, check with your council or see your telephone directory.